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On the final episode of the year for NAFCU’s Credit Union Policy Podcast (CUPP), host and NAFCU Vice President of Regulatory Affairs Ann Petros talks with former NCUA Executive Director and Examiner Mark Treichel about the NCUA’s examination process and what to expect for the agency’s supervisory priorities in 2023.

In the podcast’s 10th episode, Treichel and Petros dive into recent trends in NCUA examinations and discuss the impact of the agency’s shift to virtual exams and what the future of exams may look like.

The pair also spent time discussing some of the successes and challenges associated with the implementation of the Modern Examination Risk Identification Tool (MERIT), of which NAFCU President and CEO Dan Berger highlighted the mismanagement and ballooning cost of the tool in a recent op-ed in American Banker. Treichel also provided insight into potential topics on the NCUA’s list of supervisory priorities for 2023.

The CUPP takes listeners into the heart of Washington, D.C., to highlight where lawmakers and regulators stand on important credit union issues. During its premiere season, Petros sat down with key industry leaders, such as NCUA Chairman Todd Harper and Congressman Ed Perlmutter, to discuss important topics ranging from DEIB and fintech to the SAFE Banking Act and Buy Now, Pay Later products. Be sure to check out some of the CUPP’s previous episodes and stay tuned for more to come in 2023!

Episode 1: Lobbying 101 with NAFCU's Greg Mesack

Released July 6: Learn more about lobbying and what exactly NAFCU does when we’re advocating to level the playing field on behalf of credit unions.

Episode 2: Discussing Diversity, Equity, Inclusion, and Belonging with NCUA Chairman Todd Harper

Released July 20: Explore with NCUA Chairman Todd Harper what diversity, equity, inclusion, and belonging (DEIB) means, how the NCUA is adopting initiatives to promote DEIB and why it’s critical to your institution and the credit union community.

Episode 3: A Deep Dive into Digital Assets with NCUA Vice Chairman Kyle Hauptman

Released Aug. 10: Join this sit down with NCUA Vice Chairman Kyle Hauptman for an exploration of his thoughts surrounding digital assets and the underlying blockchain technology, the current regulatory and legislative landscape, and what your credit union needs to know about incorporating emerging technologies and offering members access to buy, sell, and hold digital assets.

Episode 4: All Things Appraisals with Freddie Mac’s Scott Reuter

Released Sept. 1: Explore Freddie Mac’s initiatives related to appraisal modernization and eliminating appraisal bias during this in-depth discussion with Scott Reuter, Chief Appraiser and Director of Valuation, Single Family, Mortgage Credit Risk Management, at Freddie Mac.

Episode 5: Discussing A Sticky Issue - Marijuana Banking and the SAFE Banking Act with Representative Perlmutter

Released Sept. 8: Special guest Rep. Ed Perlmutter, D-Colo., discusses his work on the SAFE Banking Act and the importance of federal clarity for marijuana banking. Rep. Perlmutter also reflects on the role of grassroots advocacy and his time in Congress as his retirement approaches at the end of this year.

Episode 6: Climate Change Fears - Assessing Risk in the Housing Marketing

Released Sept. 30: Join this sit down with Dan Coates, Deputy Director for the Division of Research and Statistics at the Federal Housing Finance Agency (FHFA), the regulator for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. Dan discusses climate change risk, what it means for the housing finance market, and how the FHFA is managing this evolving issue.

Episode 7: Exploring the Risks and Benefits of BNPL Products for Your Credit Union

Released Oct. 20: Join Paul Davis, Director of Market Intelligence at Strategic Resource Management (SRM), in a discussion about Buy-Now-Pay-Later (BNPL) products and why exploring options to provide a BNPL product may be right for you and your members.

Episode 8: Funding Fiasco: The Future of the CFPB

Released Nov. 8: Join John Coleman, Partner at Buckley, LLP and former Deputy General Counsel at the CFPB, for a discussion on the decision from the Fifth Circuit Court of Appeals, which held that the CFPB is unconstitutionally funded. John delves into what this decision means for your institution and what to expect next from the CFPB.

Episode 9: Fintech Frenzy—A Discussion with NCUA Board Member Rodney Hood

Released Nov. 30: Join NCUA Board Member Rodney Hood in a discussion about the importance of building strategic partnerships with fintech companies to provide products and services to your members. Explore how the NCUA is thinking about fintech and working to help your credit union incorporate new solutions to grow and remain competitive in today’s rapidly evolving marketplace.