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Key Takeaways
- Discover the history of introducing alternative credit score models and credit report requirements into the housing finance market and the FHFA’s rulemaking.
- Understand the potential benefits and concerns of these new credit score and credit report requirements.
- Learn about the implementation timeline for these changes and strategies to help your credit union prepare.
Presented By
Ann Petros was named Vice President of Regulatory Affairs in October 2021. In her role, Petros oversees NAFCU’s advocacy on various regulatory developments from federal agencies, including the National Credit Union Administration, the Consumer Financial Protection Bureau, and the Federal Housing Finance Agency. Petros joined NAFCU in June 2016 as a regulatory affairs counsel and was promoted to senior regulatory affairs counsel in June 2018. Since starting at NAFCU, Petros has led the association’s advocacy on housing finance issues as well as Federal Communications Commission regulations implementing the Telephone Consumer Protection Act.
Anthony Hutchinson is the Senior Vice President of Industry and Government Relations at VantageScore. He has helped shape public policies critical to the housing industry, including the Dodd-Frank Financial Reform Law, and the subsequent Qualified Mortgage (QM) and Qualified Residential Mortgage (QRM) rulings, which ensured that homeownership remained affordable and accessible for all qualified homebuyers. Learn more about Anthony.