About The Webinar
Modern loan participations make it easier for credit unions to evaluate loan participation pools and partners, as well as to purchase, originate, monitor and service the loans. According to a recent model by Cornerstone Advisors, by deploying 10% of excess capital in loan participations, credit unions are able to increase return on assets (ROA) by nearly 50% and return on equity (ROE) by 40%.
As more credit unions learn about the ease and benefits of modern loan participations, this balance sheet option continues to expand. Purchased participation loans originated by credit unions increased by 61% between 2014 and 2017 as a percentage of total loans outstanding.
Key Takeaways:
- Learn how credit unions are increasing loan-to-share through loan participations.
- Explore the participation composition shift from commercial to consumer.
- Understand the new landscape of loan participations and the role technology plays when evaluating loan participation tools and partners.