Minimum Balance Required for Any Share Account

Question - Our credit union requires a minimum $5 balance on all accounts regardless of type. This includes Vacation Shares, Christmas Shares, Money Markets and Share Draft accounts. Recently a question was brought up as to whether it is necessary to require a minimum balance in these accounts since the minimum $5 is already required for regular share accounts and membership in the credit union. Is there a regulation that addresses this?

Already a member? Log in

Members Get More

This page contains member-only content.

Membership is open to all federally insured credit unions in the United States, both federally and state-chartered. Members enjoy:

  • Hundreds of articles and resources
  • Personalized compliance assistance
  • Discounts on top-rated education opportunities
  • Member-only benefits and savings

Interested? Schedule a Customized Membership Webinar

If you are already logged in and believe you should have access to member-only content, please contact us for assistance at info@americascreditunons.org.