This month's special topic:
Risk-Based Capital (RBC2)
In January, NCUA released its revised risk-based capital proposal (RBC2). The initial proposal prompted a strong response from the industry, as more than 2,000 comment letters were sent to the agency. The second proposal includes revised risk weights, an increase in the asset threshold from $50 million to $100 million, and a longer implementation period. Despite these and other changes, the question remains as to whether this rule is needed for such a well-capitalized industry.
NAFCU's Economic and CU Monitor is a NAFCU member-only monthly report of the latest macroeconomic and financial trends affecting today's credit unions, including trend data among NAFCU member credit unions.
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