Recent Q&As - October 2020

Comprehensive Q&A generated from member credit union inquiries this month.

QuestionDoes the requirement of the board to review fidelity bonds annually apply if the purchase of insurance or bond renewal does not occur annually? For example, a credit union’s fidelity bond and insurance contracts sometimes last longer than one year.

Question – When a loan application is approved and the approval has been communicated to the member, what is a credit union’s obligation to follow up if the member has not responded or accepted the loan?

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