Compliance Blog

May 03, 2011

Put on Your Thinking Hat and Sharpen Your Pencils; You Can't Spell Baseball without BSA; It Is Easy, Being Green

Posted by Anthony Demangone

NCUA reviews a third of its regulations every three years.  It maintains a "rolling list" of the rules that it will review in a given year.  Here is their list for 2011.   From a compliance point of view, here's what stood out:

  • 748 Security Program, Report of Suspected Crimes, Suspicious Transactions, Catastrophic Acts, and Bank Secrecy Act Compliance
  • 749 Records Preservation Program and Appendices-Record Retention Guidelines; Catastrophic Act Preparedness Guidelines
  • 760 Loans in Areas Having Special Flood Hazards

NCUA is asking for comments on these (and other) regulations by August 5, 2011.  Now's your chance.  So, ask yourself this question.  Is there anything that I'd like to see clarified in these rules?  Removed?  Added? 

Say It Ain't So, Livo.  If you've read this blog long enough, you'll know that I'm a big fan of the Washington Nationals.  Well, the fact that one of our best pitchers is the target of a money laundering investigation clearly caught my attention. (NatsInsider.com.)

NCUA is going green.  As part of its "Earth Day" efforts, NCUA reminded credit unions that its NCUA Express service is a nice and free way to get useful NCUA-related information and protect some trees. If you are a credit union employee and you have compliance or audit-related responsibilities, this is a no-brainer.  Sign up if you have not done so already.  If you are a consultant, though, you can't sign up.  I wish NCUA would allow any interested third party to sign up for this useful service.  The FDIC does.  So does the OCC.  And Treasury.  And FinCEN.  And the Department of Justice. And the CFPB. So please, NCUA - please let us sign up. If for no other reason, NCUA, do it for the trees.  Oh, and the children.  Do it for the trees and the children.Â