APR vs MAPR Calculation

Question – Under the Military Lending Act (MLA) final rule, the maximum Military Annual Percentage Rate (MAPR) is set at 36 percent. Given NCUA’s lending rule, our credit union does not make loans with an Annual Percentage Rate (APR) greater than 18 percent. Do we need to be concerned with exceeding the MAPR?

Already a member? Log in

Members Get More

This page contains member-only content.

Membership is open to all federally insured credit unions in the United States, both federally and state-chartered. Members enjoy:

  • Hundreds of articles and resources
  • Personalized compliance assistance
  • Discounts on top-rated education opportunities
  • Member-only benefits and savings

Interested? Schedule a Customized Membership Webinar

If you are already logged in and believe you should have access to member-only content, please contact us for assistance at info@americascreditunons.org.