12-EA-07: CFPB: Overdraft Protection

The CFPB is seeking input on overdraft protection programs. The information the agency gathers will be used to inform future rulemakings regarding overdraft protection programs. The Federal Reserve finalized two rules in 2009 that made significant changes to the way depository institutions market and disclose fees associated with overdraft protection. The CFPB is interested in gathering information regarding how those changes were implemented and the practical impact for consumers.

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