08-EF-8: FRB: Regulation C; Home Mortgage Disclosure Act

Recently, the Board of Governors of the Federal Reserve System (Board) published in the Federal Register final amendments to Regulation C of the Home Mortgage Disclosure Act. Under the final rule, Regulation C's definition of “higher priced” loans now conforms to the new definition under Regulation Z. See NAFCU's Final Regulation 08-EF-03. The new metho for calculating higher priced loans will be more likely to capture subprime and Alt-A loans.

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