Recently, the Federal Reserve Board issued for public comment an advance notice of proposed rulemaking (ANPR) concerning open-end credit rules (Regulation Z). The ANPR solicits public comments on how the Board should implement amendments to TILA made by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. The amendments deal mostly with open-end credit accounts and require new disclosures on periodic statements and on credit card applications and solicitations.
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