News & Insight

PACE loans now subordinate to first-lien mortgages

Friday, August 28, 2015

The Federal Housing Administration said Property Assessed Clean Energy loans that help mortgage borrowers finance environmentally friendly home upgrades are subordinate to a first-lien mortgage. The administration also announced a new initiative allowing borrowers to take out higher loan amounts to finance energy improvements.

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Gallup: Not many using digital wallets

Friday, August 28, 2015

According to Gallup, only 13 percent of adults with smartphones have digital wallet apps, and 76 percent of those have only used the apps "very rarely."

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NAFCU Compliance Blog Post: Strengthening Your “Privileged Access” Procedures

Friday, August 28, 2015

With all the hype on cyber and data security, it would be appropriate to point out that it’s not always external threats we need to be wary of. Internally, the credit union needs to be aware of and take appropriate steps to ensure that sound practices are in place for managing and monitoring privileged access to data and systems.

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Editorial: It’s time to evaluate the top five cyber issues threatening credit unions

Friday, August 28, 2015

The Internet is ubiquitous not only at our workplaces and homes, but on the commute between them – we can't go anywhere without our phones alerting us to a new email or even a traffic jam coming up. And as credit unions know, there are an increasing number of cyber threats out there that threaten members and sensitive-data security.

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Issues & Regulations

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Ask your members of Congress to cosponsor the Credit Union Risk-Based Capital Study Act of 2015

Capital Reform

This legislation will stop NCUA from moving forward with their second risk-based capital proposal until completing and delivering to Congress a thorough study.

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Ask your members of Congress to support the Data Security Act of 2015

Data Security

Data security breaches are a serious problem for both consumers and businesses. We urge credit unions to take action.

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