News & Insight

Hunt questions RBC costs, methods in CU trade pubs

Tuesday, January 27, 2015

Two editorials from NCUA touting the agency's new risk-based capital proposal drew immediate responses from NAFCU's Carrie Hunt in Credit Union Times and Credit Union Journal, in which Hunt focuses on the proposal's costs and the need for comprehensive capital reform for credit unions.

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RBC proposal in Federal Register today

Tuesday, January 27, 2015

NCUA's second risk-based capital proposal is slated for publication in today's Federal Register, with comments due to the agency around April 27.

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Can You Hear Me Now? Why RBC Still Isn't Needed

Tuesday, January 27, 2015

Larry Fazio's editorial on NCUA's risk-based capital proposal says credit unions spoke and NCUA listened. He is correct in saying the agency made many changes to its risk-based capital proposal in response to commenters.

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TFCU Article: Breaking Through the Growth Barriers

Tuesday, January 27, 2015

With determination, teamwork and creativity, credit unions are facing up to the many challenges that threaten their growth.

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Issues & Regulations

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VIDEO UPDATE: New, proposed risk-based capital rule released by NCUA

Capital Reform

On January 15, 2015, the NCUA Board issued a second proposed rule regarding risk-based capital for credit unions that amends their first risk-based capital proposal issued nearly a year prior. NAFCU SVP of Government Affairs and General Counsel Carrie Hunt gives an update on the new proposal.

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Merchants must be held accountable when fraud occurs on their end

Data Security

The time and resources it takes to notify members, reissue cards, and make members whole in instances of fraud is overwhelming. Federal standards must exist for merchants on the safekeeping of financial and personal information, as well as data breach notification.

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